Count on CS

to help you spend less time banking and more time enjoying to pay it forward by reinvesting your deposits back into our local communities to provide fast, local approvals thanks to local ownership to advocate for your success to take care of the communities who take great care of us to help you spend less time banking and more time enjoying to pay it forward by reinvesting your deposits back into our local communities to provide fast, local approvals thanks to local ownership to advocate for your success to take care of the communities who take great care of us
Celebrating 120 years

CS is proud to introduce our new brand identity and our renewed commitment to taking care of the communities we serve. Thank you for your support and we hope you continue to count on CS for all your banking needs.

At CS, your banking is so much more than a transaction. We’re a locally-owned bank that shares the attitudes, interests and goals of the individuals, businesses and communities we serve. Our priority is putting your priorities first – providing easy access to the personal banking and business banking products and services you need to grow and prosper.

Personal Banking

We make banking fast and easy.

CS offers checking and savings accounts, personal loans, mortgages, home equity loans, and more – easily managed in branch, on-line, or in-app so you spend less time banking and more time enjoying. Plus, local approvals mean faster approvals on loans and mortgages.

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Woman on laptop with bank card

Business Banking

Always advocates for business success.

CS provides access to innovative cash management and financing products, such as real estate and working capital loans, to help your business grow. We’ll learn the inner-workings of your company, understand your personal goals and aspirations, and advocate for your success every step of the way.

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Dina DiPasquale, Owner,
Dina’s & Banq Restaurants,
Ellicottville, NY

Jim Pullan, VP Operations
Jamestown Mattress Co.,
Jamestown, NY

Important News From CS

Tory Irgang Named to CS’s Board of Directors

April 3, 2024

CS, the locally owned community bank headquartered in Little Valley, NY, has announced the appointment of Tory Irgang to its Board of Directors. “Tory is no stranger to many community and business leaders throughout western New York, and especially the Chautauqua region,” said CS’s President & CEO, Mike Wimer. “The CS Board of Directors and leadership team […]

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CS Opens Lakewood Branch

April 3, 2024

On Thursday, March 30, CS officially opened its Lakewood Branch located at 284 East Fairmount Ave. located near the Chautauqua Mall. While a short move down the road, customers will see big changes upon visiting the branch as it is the first that shows off our new look developed and launched last year as part […]

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Home Mortage Loans

We’re your home for your new home

Whether it’s your first home or your dream home, CS has a choice of home mortgage loan options, backed by outstanding customer support and local approvals, to help you achieve your home ownership goals.

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One of the best ways to help build community is to help our customers settle in the community.”

Mike Wimer, CS, CEO

House with flags

CS Can Support All Your Banking Needs

Home Equity Loans and Lines of Credit

Put Your Home To Work For You!

Your home is the perfect way to finance larger expenses so you don’t have to use your hard-earned savings or a high-interest credit card.

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Home Improvement

Business Term Loan

Invest In Business Growth

Need to purchase new manufacturing equipment, upgrade your information technology, add to your sales team, or other business-building initiatives? CS has the financial tools you need.

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Credit Cards

CS’s Got You Covered

CS offers Visa® credit cards designed to match your personal or business credit needs. Whether you’re looking for a low intro rate, unlimited rewards, or to maximize your cashback, you can count on CS.

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credit cards