Business Banking

Certificates of Deposit

A Simple Way to Invest Your Business Savings

At CS, we believe it’s important for your money to work as hard as you do. With a business Certificate of Deposit (CD) you will enjoy high, fixed interest rates, a variety of deposit terms, no monthly service fees, and the peace of mind that your money is FDIC-insured.

Business Certificates of Deposit (CDs)

Earn higher rates than regular savings


  • Guaranteed returns
  • Earn higher rates than regular savings
  • Fixed rates during length of term
  • Available in terms from 6 months to 4 years
  • Higher rates the longer you wait
  • Penalty for early withdrawal
  • $1,000 minimum deposit to open
  • FDIC-insured

Certificate of Deposit Account Registry Service (CDARS)

Simplify your business investments


  • Simplify investment management and tax reporting
  • Receive one statement for all accounts
  • All CDs managed through one relationship with CS
  • Earn one simple rate for all CDs
  • No hidden fees
  • Choose varying maturities for laddered returns
  • Use your funds to help community lending initiatives
  • FDIC-insured

Have Questions?